U.S. banking agencies say capital should be same for standard or tokenized securities

U.S. banking regulators including the Federal Reserve have clarified that banks must apply identical capital requirements for both traditional securities and tokenized versions of the same securities. This regulatory guidance provides clarity on how banks should treat tokenized assets in their capital calculations.

• →Federal Reserve and banking regulators require identical capital treatment for tokenized and traditional securities
• →The clarification removes regulatory uncertainty around how banks should handle tokenized assets
• →Banks cannot apply different capital requirements based solely on whether securities are tokenized
• →This guidance supports mainstream adoption of tokenized securities in traditional banking