AIBullisharXiv – CS AI · 6h ago7/10
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FinRAG-12B: A Production-Validated Recipe for Grounded Question Answering in Banking
Researchers present FinRAG-12B, a 12-billion parameter language model specifically optimized for banking applications that achieves GPT-4.1-level performance on citation grounding while maintaining safer refusal rates and operating at 20-50x lower cost. The model is already deployed across 40+ financial institutions with proven 7.1 percentage point improvements in query resolution.
🧠 GPT-4