AINeutralarXiv – CS AI · May 296/10
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Evolutionary Rule Extraction from Corporate Default Prediction Models
Researchers developed DEXiRE-EVO, an evolutionary rule extraction framework combining machine learning with explainable AI to predict SME defaults in Italy. The approach outperforms traditional logistic regression while maintaining interpretability, identifying key risk factors like weak liquidity, high leverage, and operational inefficiency across 50,718 firms from 2015-2024.