DeFiBullishBlockonomi · 3h ago7/10
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Morpho Midnight Whitepaper Proposes Fixed-Rate Lending Protocol for Institutional DeFi
Morpho Labs has released a whitepaper for Morpho Midnight, a fixed-rate lending protocol designed for institutional DeFi that allows lenders and borrowers to lock in predetermined interest rates and maturity dates. The protocol consolidates liquidity across markets with matching end dates while enabling lenders to maintain capital productivity on Morpho Blue simultaneously, addressing fragmentation issues in current fixed-rate lending models.