DeFiBullishcrypto.news · 2h ago7/10
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Morpho unveils Midnight, a fixed-rate credit protocol for DeFi
Morpho has released the Midnight white paper, introducing a non-custodial fixed-rate, fixed-term credit protocol designed to address limitations of volatile variable-rate lending markets in DeFi. The open-source protocol aims to expand on-chain lending accessibility and stability by offering borrowers and lenders predictable interest rates and defined loan terms.
