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The End of the Term Deposit? How Onchain Liquidity Is Rewriting Savings Behavior, Explained Bitget Wallet CMO
๐คAI Summary
Stablecoin supply reached $300 billion in September 2025, growing 75% year-over-year as users shift savings from traditional term deposits to on-chain yield-generating instruments. This represents a fundamental change in global savings behavior, with users preferring liquid crypto-based alternatives that earn yield without fund lockup requirements.
Key Takeaways
- โStablecoin supply hit $300 billion in September 2025, marking a 75% year-over-year increase.
- โUsers in both emerging and developed markets are moving savings away from traditional term deposits.
- โOn-chain liquidity instruments offer yield generation without requiring funds to be locked up.
- โThis shift represents a structural change in global savings architecture and behavior.
- โThe trend highlights growing preference for liquid crypto-based savings alternatives over traditional banking products.
Read Original โvia BeInCrypto
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