y0news
← Feed
←Back to feed
πŸ’Ž DeFi🟒 BullishImportance 7/10

The End of the Term Deposit? How Onchain Liquidity Is Rewriting Savings Behavior, Explained Bitget Wallet CMO

BeInCrypto|Lockridge Okoth||3 views
The End of the Term Deposit? How Onchain Liquidity Is Rewriting Savings Behavior, Explained Bitget Wallet CMO
Image via BeInCrypto
πŸ€–AI Summary

Stablecoin supply reached $300 billion in September 2025, growing 75% year-over-year as users shift savings from traditional term deposits to on-chain yield-generating instruments. This represents a fundamental change in global savings behavior, with users preferring liquid crypto-based alternatives that earn yield without fund lockup requirements.

Key Takeaways
  • β†’Stablecoin supply hit $300 billion in September 2025, marking a 75% year-over-year increase.
  • β†’Users in both emerging and developed markets are moving savings away from traditional term deposits.
  • β†’On-chain liquidity instruments offer yield generation without requiring funds to be locked up.
  • β†’This shift represents a structural change in global savings architecture and behavior.
  • β†’The trend highlights growing preference for liquid crypto-based savings alternatives over traditional banking products.
Read Original β†’via BeInCrypto
Act on this with AI
Stay ahead of the market.
Connect your wallet to an AI agent. It reads balances, proposes swaps and bridges across 15 chains β€” you keep full control of your keys.
Connect Wallet to AI β†’How it works
Related Articles