The End of the Term Deposit? How Onchain Liquidity Is Rewriting Savings Behavior, Explained Bitget Wallet CMO

Stablecoin supply reached $300 billion in September 2025, growing 75% year-over-year as users shift savings from traditional term deposits to on-chain yield-generating instruments. This represents a fundamental change in global savings behavior, with users preferring liquid crypto-based alternatives that earn yield without fund lockup requirements.